Title: Assistant Vice President
Department: Credit Investment Department II
Reporting To: Head of Credit Investment Department II
1. Primary Purpose
l Build and maintain well-diversified credit portfolio in accordance with
the Bank’s business strategy to enhance and stabilize its risk-adjusted
l Review, analyze and monitor financial and qualitative information of
existing and potential borrowers periodically on a timely basis in
accordance with the relevant Policy & Procedure (P&P).
l Understand (latent) clients’ needs mainly in food and agricultural
sectors and assist Head of Department (HOD) and other departments within
the Bank to support clients’ business.
2. Roles and Duties
l Review, analyze and monitor detailed financial and qualitative
information including business strategy of existing and potential
borrowers, and prepare the necessary materials including Ringi on a
timely basis so that the necessary decision can be made at the Credit
Committee as well as Head Office.
l Conduct proper documentation including facility agreement, customer due
diligence and anti money laundering screening in accordance with the
relevant P&P. For Customer Due Diligence, conduct in accordance to
regulatory requirements for both existing and new customers within a
designated time frame.
l Source new business opportunities with existing and potential borrowers
directly and through arranger banks.
l Assist HOD to communicate with arranger banks, including but not limited
to syndication and origination team, and other solicitors as well as
other departments within the Bank.
l Assist HOD to communicate not only with other departments in the branch
but also corporate planning and business development team to understand
(latent) clients’ needs mainly in food and agricultural sectors.
l Review, analyze and monitor countries and industries under
responsibility, and prepare a report upon request. Monitor and analyze
comparable deals in relevant markets.
l Monitor, and report events and changes in customers in a timely manner
under the responsibility. Monitor customers’ compliance with financial
and nonfinancial covenants stipulated in a facility agreement.
l Fully commit to troubled deals and record consequences.
l Perform any other roles and duties that HOD and the management may
assign from time to time.